Which action is required for a deed to effectively transfer title to the grantee?

Which action is required for a deed to effectively transfer title to the grantee?

• A. Delivery to the Grantee
• B. Recording with the County
• C. Payment of Property Taxes
• D. Obtaining a Mortgage

Answer: (A)

Delivery to the grantee is what actually transfers ownership. A deed isn’t enough by itself—the grantor must deliver the deed to the grantee (and the grantee must accept) for title to pass. Until delivery occurs, the grantor still holds title, even if the deed is signed. Recording with the county, while important for providing public notice of ownership, does not create or transfer title by itself. It serves to protect against future claims and establish priority, but the transfer happens at delivery and acceptance. Paying property taxes and obtaining a mortgage are unrelated to the act of transferring title. Taxes are an ongoing obligation of ownership, and a mortgage is a loan secured by the property that encumbers it, not a mechanism that conveys ownership.

Delivery to the grantee is what actually transfers ownership. A deed isn’t enough by itself—the grantor must deliver the deed to the grantee (and the grantee must accept) for title to pass. Until delivery occurs, the grantor still holds title, even if the deed is signed.

Recording with the county, while important for providing public notice of ownership, does not create or transfer title by itself. It serves to protect against future claims and establish priority, but the transfer happens at delivery and acceptance.

Paying property taxes and obtaining a mortgage are unrelated to the act of transferring title. Taxes are an ongoing obligation of ownership, and a mortgage is a loan secured by the property that encumbers it, not a mechanism that conveys ownership.