Delivery of a deed refers to which action?

Delivery of a deed refers to which action?

• A. Recording the Deed with the County
• B. The Grantor's Actual Transfer of the Deed to the Grantee or Their Agent
• C. Paying the Transfer Tax
• D. Issuing a Mortgage

Answer: (B)

Delivery of a deed is the grantor actually transferring the deed to the grantee or to someone authorized to deliver it for the grantee, with the intent that the title pass. This action creates the transfer of ownership, so the grantee’s ownership begins when delivery occurs. Recording with the county, paying transfer taxes, or issuing a mortgage are separate steps—recording provides notice and evidence of title, taxes handle the financial side, and a mortgage relates to financing—none of which by itself completes the transfer of ownership. The key is the grantor’s act of handing over the deed (or giving it to an agent to hand over) with the intent to transfer title.

Delivery of a deed is the grantor actually transferring the deed to the grantee or to someone authorized to deliver it for the grantee, with the intent that the title pass. This action creates the transfer of ownership, so the grantee’s ownership begins when delivery occurs. Recording with the county, paying transfer taxes, or issuing a mortgage are separate steps—recording provides notice and evidence of title, taxes handle the financial side, and a mortgage relates to financing—none of which by itself completes the transfer of ownership. The key is the grantor’s act of handing over the deed (or giving it to an agent to hand over) with the intent to transfer title.